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Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2015
Banking and Thrift [Abstract]  
Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios
To be categorized as well capitalized, an institution must maintain minimum common equity Tier 1, total risk based, Tier 1 risk based and Tier 1 leveraged ratios as set forth in the following table:
 
Actual
 
For Capital Adequacy
Purposes
 
To Be Well Capitalized
Under
Prompt Corrective Action
Provisions
(amounts in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of March 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
454,889

 
8.25
%
 
$
248,013

 
4.5
%
 
N/A

 
N/A

Customers Bank
$
496,018

 
9.05
%
 
$
246,741

 
4.5
%
 
$
356,404

 
6.5
%
Total capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
587,473

 
10.66
%
 
$
440,913

 
8.0
%
 
N/A

 
N/A

Customers Bank
$
639,584

 
11.66
%
 
$
438,651

 
8.0
%
 
$
548,314

 
10.0
%
Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
454,889

 
8.25
%
 
$
330,684

 
6.0
%
 
N/A

 
N/A

Customers Bank
$
496,018

 
9.05
%
 
$
328,988

 
6.0
%
 
$
438,651

 
8.0
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
454,889

 
6.72
%
 
$
270,915

 
4.0
%
 
N/A

 
N/A

Customers Bank
$
496,018

 
7.35
%
 
$
269,801

 
4.0
%
 
$
337,251

 
5.0
%
As of December 31, 2014:
 
 
 
 
 
 
 
 
 
 
 
Total capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
578,644

 
11.09
%
 
$
417,473

 
8.0
%
 
N/A

 
N/A

Customers Bank
$
621,894

 
11.98
%
 
$
415,141

 
8.0
%
 
$
518,926

 
10.0
%
Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
437,712

 
8.39
%
 
$
208,737

 
4.0
%
 
N/A

 
N/A

Customers Bank
$
480,963

 
9.27
%
 
$
207,570

 
4.0
%
 
$
311,356

 
6.0
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
437,712

 
6.69
%
 
$
261,622

 
4.0
%
 
N/A

 
N/A

Customers Bank
$
480,963

 
7.39
%
 
$
260,462

 
4.0
%
 
$
325,577

 
5.0
%