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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2014
Banking and Thrift [Abstract]  
Summary of Capital Amounts,Tier 1 Risk Based and Tier 1 Leveraged Ratios
To be categorized as well capitalized, an institution must maintain minimum total risk based, Tier 1 risk based and Tier 1 leveraged ratios as set forth in the following table:
 
Actual
 
For Capital Adequacy
Purposes
To Be Well Capitalized
Under
Prompt Corrective Action
Provisions
(dollars in thousands)
Amount
 
Ratio
 
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
578,644

 
11.09
%

 
$
417,473


8.0
%

N/A

 
N/A

Customers Bank
$
621,894

 
11.98
%

 
$
415,141


8.0
%

$
518,926


10.0
%
Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
437,712

 
8.39
%

 
$
208,737


4.0
%

N/A

 
N/A

Customers Bank
$
480,963

 
9.27
%

 
$
207,570


4.0
%

$
311,356


6.0
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
437,712

 
6.69
%

 
$
261,622


4.0
%

N/A

 
N/A

Customers Bank
$
480,963

 
7.39
%

 
$
260,462


4.0
%

$
325,577


5.0
%
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
411,527

 
13.21
%

 
$
249,196


8.0
%

N/A

 
N/A

Customers Bank
$
435,432

 
14.11
%

 
$
246,936


8.0
%

$
308,670


10.0
%
Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
387,529

 
12.44
%

 
$
124,598


4.0
%

N/A

 
N/A

Customers Bank
$
411,434

 
13.33
%

 
$
123,468


4.0
%

$
185,202


6.0
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
387,529

 
10.11
%

 
$
153,310


4.0
%

N/A

 
N/A

Customers Bank
$
411,434

 
10.81
%

 
$
152,191


4.0
%

$
190,239


5.0
%