CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 62,051	$ 56,787
Interest earning deposits	4,349,412	3,729,144
Cash and cash equivalents	4,411,463	3,785,931
Investment securities, at fair value (includes allowance for credit losses of $28,805 and $7,604, respectively)	1,937,646	2,019,694
Investment securities held to maturity	729,134	991,937
Loans held for sale (includes $2,745 and $163,891, respectively, at fair value)	26,102	204,794
Loans and leases receivable	15,041,340	13,127,634
Loans receivable, mortgage finance, at fair value	1,612,997	1,321,128
Loans receivable, installment, at fair value	102,077	0
Allowance for credit losses on loans and leases	(155,656)	(136,775)
Total loans and leases receivable, net of allowance for credit losses on loans and leases	16,600,758	14,311,987
FHLB, Federal Reserve Bank, and other restricted stock	110,411	96,214
Accrued interest receivable	103,626	108,351
Bank premises and equipment, net	16,745	6,668
Bank-owned life insurance	305,503	297,641
Other real estate owned	12,432	0
Goodwill and other intangibles	3,629	3,629
Other assets	638,419	481,395
Total assets	24,895,868	22,308,241
Deposits:
Demand, non-interest bearing	6,303,748	5,608,288
Interest bearing	14,474,956	13,238,173
Total deposits	20,778,704	18,846,461
FHLB advances	1,325,068	1,128,352
Other borrowings	99,208	99,068
Subordinated debt	281,147	182,509
Accrued interest payable and other liabilities	296,224	215,168
Total liabilities	22,780,351	20,471,558
Commitments and contingencies (NOTE 21)
Shareholders’ equity:
Preferred stock, par value $1.00 per share; liquidation preference $25.00 per share; 100,000,000 shares authorized; no shares issued and outstanding as of December 31, 2025 and 5,700,000 shares issued and outstanding as of December 31, 2024	0	137,794
Common stock, par value $1.00 per share; 200,000,000 shares authorized; 36,188,920 and 35,758,246 shares issued as of December 31, 2025 and 2024; 34,191,223 and 31,346,507 shares outstanding as of December 31, 2025 and 2024	36,189	35,758
Additional paid in capital	666,756	575,333
Retained earnings	1,535,194	1,326,011
Accumulated other comprehensive income (loss), net	(54,050)	(96,560)
Treasury stock, at cost (1,997,697 and 4,411,739 shares as of December 31, 2025 and 2024)	(68,572)	(141,653)
Total shareholders’ equity	2,115,517	1,836,683
Total liabilities and shareholders’ equity	$ 24,895,868	$ 22,308,241