CONSOLIDATED BALANCE SHEET — UNAUDITED - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 39,429	$ 45,210
Interest earning deposits	3,048,593	3,801,136
Cash and cash equivalents	3,088,022	3,846,346
Investment securities, at fair value (includes allowance for credit losses of $4,639 and $3,952, respectively)	2,412,069	2,405,640
Investment securities held to maturity	1,064,437	1,103,170
Loans held for sale (includes $219,621 and $189,277, respectively, at fair value)	275,420	340,317
Loans and leases receivable	12,527,283	11,963,855
Loans receivable, mortgage finance, at fair value	1,250,413	897,912
Allowance for credit losses on loans and leases	(133,158)	(135,311)
Total loans and leases receivable, net of allowance for credit losses on loans and leases	13,644,538	12,726,456
FHLB, Federal Reserve Bank, and other restricted stock	95,035	109,548
Accrued interest receivable	115,588	114,766
Bank premises and equipment, net	6,730	7,371
Bank-owned life insurance	295,531	292,193
Goodwill and other intangibles	3,629	3,629
Other assets	455,083	366,829
Total assets	21,456,082	21,316,265
Deposits:
Demand, non-interest bearing	4,670,809	4,422,494
Interest bearing	13,398,580	13,497,742
Total deposits	18,069,389	17,920,236
FHLB advances	1,117,229	1,203,207
Other borrowings	99,033	123,840
Subordinated debt	182,439	182,230
Accrued interest payable and other liabilities	186,812	248,358
Total liabilities	19,654,902	19,677,871
Commitments and contingencies (NOTE 15)
Shareholders’ equity:
Preferred stock, par value $1.00 per share; liquidation preference $25.00 per share; 100,000,000 shares authorized, 5,700,000 shares issued and outstanding as of September 30, 2024 and December 31, 2023	137,794	137,794
Common stock, par value $1.00 per share; 200,000,000 shares authorized; 35,734,517 and 35,459,342 shares issued as of September 30, 2024 and December 31, 2023; 31,342,107 and 31,440,906 shares outstanding as of September 30, 2024 and December 31, 2023	35,734	35,459
Additional paid in capital	571,609	564,538
Retained earnings	1,302,745	1,159,582
Accumulated other comprehensive income (loss), net	(106,082)	(136,569)
Treasury stock, at cost (4,392,410 and 4,018,436 shares as of September 30, 2024 and December 31, 2023)	(140,620)	(122,410)
Total shareholders’ equity	1,801,180	1,638,394
Total liabilities and shareholders’ equity	$ 21,456,082	$ 21,316,265