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Regulatory Capital (Tables)
3 Months Ended
Mar. 31, 2022
Regulatory Capital [Abstract]  
Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios Generally, to comply with the regulatory definition of adequately capitalized, or well capitalized, respectively, or to comply with the Basel III capital requirements, an institution must at least maintain the common equity Tier 1, Tier 1 and total risk-based capital ratios and the Tier 1 leverage ratio in excess of the related minimum ratios as set forth in the following table:
Minimum Capital Levels to be Classified as:
 ActualAdequately CapitalizedWell CapitalizedBasel III Compliant
(dollars in thousands)AmountRatioAmountRatioAmountRatioAmountRatio
As of March 31, 2022:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.$1,344,684 9.893 %$611,629 4.500 %N/AN/A$951,423 7.000 %
Customers Bank$1,573,796 11.598 %$610,658 4.500 %$882,062 6.500 %$949,913 7.000 %
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.$1,482,477 10.907 %$815,505 6.000 %N/AN/A$1,155,299 8.500 %
Customers Bank$1,573,796 11.598 %$814,211 6.000 %$1,085,615 8.000 %$1,153,466 8.500 %
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.$1,749,655 12.873 %$1,087,340 8.000 %N/AN/A$1,427,134 10.500 %
Customers Bank$1,768,525 13.032 %$1,085,615 8.000 %$1,357,019 10.000 %$1,424,870 10.500 %
Tier 1 capital (to average assets)
Customers Bancorp, Inc.$1,482,477 7.723 %$767,836 4.000 %N/AN/A$767,836 4.000 %
Customers Bank$1,573,796 8.211 %$766,712 4.000 %$958,391 5.000 %$766,712 4.000 %
As of December 31, 2021:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.$1,291,270 9.981 %$582,179 4.500 %N/AN/A$905,611 7.000 %
Customers Bank$1,526,583 11.825 %$580,943 4.500 %$839,140 6.500 %$903,689 7.000 %
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.$1,429,063 11.046 %$776,238 6.000 %N/AN/A$1,099,671 8.500 %
Customers Bank$1,526,583 11.825 %$774,591 6.000 %$1,032,788 8.000 %$1,097,337 8.500 %
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.$1,667,395 12.888 %$1,034,984 8.000 %N/AN/A$1,358,417 10.500 %
Customers Bank$1,692,512 13.110 %$1,032,788 8.000 %$1,290,985 10.000 %$1,355,534 10.500 %
Tier 1 capital (to average assets)
Customers Bancorp, Inc.$1,429,063 7.413 %$771,084 4.000 %N/AN/A$771,084 4.000 %
Customers Bank$1,526,583 7.925 %$770,528 4.000 %$963,160 5.000 %$770,528 4.000 %