FAIR VALUE (Details) (USD $)	3 Months Ended
	Mar. 31, 2013 item	Dec. 31, 2012	Mar. 31, 2012	Dec. 31, 2011
FAIR VALUE
Number of external pricing service providers	1
Number of quotes per investment security obtained	1
Adjustments to the values obtained from the primary pricing service	$ 0
Financial assets:
Cash and cash equivalents	5,873,000	25,090,000	5,890,000	7,586,000
Investment securities available-for-sale	315,269,000	296,107,000
Mortgage related securities	302,727,000	283,616,000
Held to maturity securities	26,638,000	29,451,000
Federal Home Loan Bank stock	9,707,000	8,097,000
Accrued interest receivable	3,394,000	3,223,000
Financial liabilities:
Savings and club accounts	98,421,000	99,046,000
Accrued interest payable	335,000	330,000
Private label commercial mortgage related securities
Financial assets:
Investment securities available-for-sale	4,679,000	6,197,000
Agency residential mortgage related securities
Financial assets:
Investment securities available-for-sale	298,048,000	277,419,000
Held to maturity securities	26,638,000	29,451,000
Carrying Amount | Level 1
Financial assets:
Cash and cash equivalents	5,873,000	25,090,000
Carrying Amount | Level 2
Financial assets:
Investment securities available-for-sale	12,542,000	12,491,000
Mortgage servicing rights	170,000	170,000
Financial liabilities:
Savings and club accounts	98,421,000	99,046,000
Demand, NOW and money market deposits	276,009,000	275,693,000
Brokered deposits	69,106,000	50,637,000
Certificates of deposit	253,400,000	262,033,000
Short-term borrowings	29,700,000	70,500,000
Federal Home Loan Bank advances	140,000,000	110,000,000
Other borrowed funds	30,000,000	30,000,000
Accrued interest payable	335,000	330,000
Carrying Amount | Level 3
Financial assets:
Loans receivable, net	677,478,000	683,865,000
Federal Home Loan Bank stock	9,707,000	8,097,000
Accrued interest receivable	3,394,000	3,223,000
Financial assets acquired from debtors	5,762,000	3,714,000
Carrying Amount | Level 2, 3
Financial liabilities:
Derivative contracts	287,000	320,000
Carrying Amount | Private label commercial mortgage related securities | Level 3
Financial assets:
Mortgage related securities	4,679,000	6,197,000
Carrying Amount | Agency residential mortgage related securities | Level 2
Financial assets:
Mortgage related securities	298,048,000	277,419,000
Held to maturity securities	25,611,000	28,369,000
Estimated Fair Value | Level 1
Financial assets:
Cash and cash equivalents	5,873,000	25,090,000
Estimated Fair Value | Level 2
Financial assets:
Investment securities available-for-sale	12,542,000	12,491,000
Mortgage servicing rights	170,000	170,000
Financial liabilities:
Savings and club accounts	98,421,000	99,046,000
Demand, NOW and money market deposits	276,009,000	275,693,000
Brokered deposits	69,192,000	50,715,000
Certificates of deposit	255,229,000	264,694,000
Short-term borrowings	29,700,000	70,500,000
Federal Home Loan Bank advances	145,223,000	115,767,000
Other borrowed funds	33,364,000	33,651,000
Accrued interest payable	335,000	330,000
Estimated Fair Value | Level 3
Financial assets:
Loans receivable, net	680,164,000	686,867,000
Federal Home Loan Bank stock	9,707,000	8,097,000
Accrued interest receivable	3,394,000	3,223,000
Financial assets acquired from debtors	5,762,000	3,714,000
Estimated Fair Value | Level 2, 3
Financial liabilities:
Derivative contracts	287,000	320,000
Estimated Fair Value | Private label commercial mortgage related securities | Level 3
Financial assets:
Mortgage related securities	4,679,000	6,197,000
Estimated Fair Value | Agency residential mortgage related securities | Level 2
Financial assets:
Mortgage related securities	298,048,000	277,419,000
Held to maturity securities	$ 26,638,000	$ 29,451,000