MORTGAGE SERVICING ACTIVITY (Details) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012
Mortgage servicing activity
Unpaid principal balances of loans serviced for others	$ 33,300,000	$ 45,600,000	$ 36,600,000
Fees, net of amortization, from the servicing of loans	0	(8,000)
Servicing Rights
Balance at the beginning of the period	325,000	455,000
Amortization	(20,000)	(40,000)
Balance at the end of the period	305,000	415,000
Valuation Allowance
Balance at the beginning of the period	(155,000)	(139,000)
Reductions	20,000	11,000
Balance at the end of the period	(135,000)	(128,000)
Net Carrying Value
Balance at the beginning of the period	170,000	316,000
Reductions	20,000	11,000
Amortization	(20,000)	(40,000)
Balance at the end of the period	170,000	287,000
Mortgage servicing rights
Net Carrying Value
Fair value of MSRs	$ 170,000	$ 292,000	$ 170,000