LOANS (Details 3) (USD $) In Thousands, unless otherwise specified	3 Months Ended	12 Months Ended
Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012
Changes in allowance for loan losses
Balance, beginning	$ 11,170	$ 12,075	$ 12,075
Provision for loan losses	640	1,275	3,478
Loans charged off	(223)	(2,054)	(4,527)
Recoveries	16	2	144
Balance, ending	11,603	11,298	11,170
One- to Four-Family
Changes in allowance for loan losses
Balance, beginning	642	1,760	1,760
Provision for loan losses	(107)		286
Loans charged off	(18)		(1,408)
Recoveries			4
Balance, ending	517		642
Multi-family and Commercial
Changes in allowance for loan losses
Balance, beginning	6,327	6,112	6,112
Provision for loan losses	988		1,064
Loans charged off	(161)		(887)
Recoveries	4		38
Balance, ending	7,158		6,327
Construction Loans
Changes in allowance for loan losses
Balance, beginning	873	869	869
Provision for loan losses	(356)		252
Loans charged off			(340)
Recoveries			92
Balance, ending	517		873
Consumer Loans
Changes in allowance for loan losses
Balance, beginning	232	455	455
Provision for loan losses	17		1,659
Loans charged off	(44)		(1,892)
Recoveries	12		10
Balance, ending	217		232
Commercial and Industrial Loans
Changes in allowance for loan losses
Balance, beginning	2,630	2,657	2,657
Provision for loan losses	114		(27)
Balance, ending	2,744		2,630
Unallocated
Changes in allowance for loan losses
Balance, beginning	466	222	222
Provision for loan losses	(16)		244
Balance, ending	$ 450		$ 466

Reflects the gross amount charged against earnings during the period as credit losses (bad debt expense) based on review of the loan and lease portfolio and application of the methodology for estimating credit losses.

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Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts.

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- Definition

Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities.

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- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details