MORTGAGE SERVICING ACTIVITY (Tables)

3 Months Ended

Mar. 31, 2013

MORTGAGE SERVICING ACTIVITY

Summary of activity of mortgage servicing rights for the period ended

The following table summarizes mortgage servicing rights activity for the three months ended March 31, 2013 and 2012 (In thousands) (Unaudited):

							Net
	Servicing			Valuation			Carrying
	Rights			Allowance			Value
Balance at December 31, 2012	$	325		$	(155	)	$	170
Reductions	-			20			20
Amortization	(20		)	-			(20		)
Balance at March 31, 2013	$	305		$	(135	)	$	170
Balance at December 31, 2011	$	455		$	(139	)	$	316
Reductions	-			11			11
Amortization	(40		)	-			(40		)
Balance at March 31, 2012	$	415		$	(128	)	$	287