Consolidated Statements of Condition (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 148	$ 162
Interest-earning demand deposits in other banks	5,725	24,928
Total cash and cash equivalents	5,873	25,090
Investment securities available-for-sale	12,542	12,491
Mortgage related securities available-for-sale	302,727	283,616
Mortgage related securities held-to-maturity (fair value of $26,638 at March 31, 2013 and $29,451 at December 31, 2012)	25,611	28,369
Loans, net of allowance for loan losses of $11,603 at March 31, 2013 and $11,170 at December 31, 2012	677,478	683,865
Federal Home Loan Bank stock, at cost	9,707	8,097
Bank-owned life insurance	14,193	14,077
Premises and equipment, net	10,252	10,443
Assets acquired through foreclosure	11,592	8,524
Real estate held for investment	1,620	1,620
Accrued interest receivable	3,394	3,223
Mortgage servicing rights, net	170	170
Deferred tax asset, net	3,966	2,953
Other assets	6,215	5,803
Total Assets	1,085,340	1,088,341
LIABILITIES
Deposits	696,936	687,409
Short-term borrowings	29,700	70,500
Federal Home Loan Bank advances	140,000	110,000
Other borrowed funds	30,000	30,000
Advances from borrowers for taxes and insurance	1,399	1,699
Accrued interest payable	335	330
Accrued expenses and other liabilities	7,551	6,938
Total Liabilities	905,921	906,876
STOCKHOLDERS' EQUITY
Preferred stock ($.01 par value; 1,000,000 shares authorized, none issued and outstanding at March 31, 2013 and December 31, 2012)
Common stock ($.01 par value; 60,000,000 shares authorized, 12,260,172 shares issued and outstanding at March 31, 2013 and 12,356,564 shares issued and outstanding at December 31, 2012)	146	146
Additional paid-in capital	136,453	136,132
Treasury stock, at cost (2,350,600 shares at March 31, 2013 and 2,249,600 shares at December 31, 2012)	(31,462)	(29,733)
Common stock acquired by benefit plans	(9,998)	(10,228)
Retained earnings	81,724	80,608
Accumulated other comprehensive income, net	2,556	4,540
Total Stockholders' Equity	179,419	181,465
Total Liabilities and Stockholders' Equity	$ 1,085,340	$ 1,088,341