The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 572 3,469 SH   SOLE 3,469 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 69,325 4,183,785 SH   SOLE 4,183,785 0 0
ALTRIA GROUP INC COM 02209S103 470 9,394 SH   SOLE 9,394 0 0
APPLE INC COM 037833100 2,728 21,923 SH   SOLE 21,923 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 237 3,463 SH   SOLE 3,463 0 0
AT&T INC COM 00206R102 323 9,900 SH   SOLE 9,900 0 0
BCE INC COM NEW 05534B760 374 8,821 SH   SOLE 8,821 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 233 1,614 SH   SOLE 1,614 0 0
BOEING CO COM 097023105 229 1,524 SH   SOLE 1,524 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 3,409 45,134 SH   SOLE 45,134 0 0
CHEVRON CORP NEW COM 166764100 323 3,081 SH   SOLE 3,081 0 0
CISCO SYS INC COM 17275R102 425 15,445 SH   SOLE 15,445 0 0
CNOOC LTD SPONSORED ADR 126132109 218 1,540 SH   SOLE 1,540 0 0
CONOCOPHILLIPS COM 20825C104 349 5,598 SH   SOLE 5,598 0 0
DENTSPLY INTL INC NEW COM 249030107 560 11,000 SH   SOLE 11,000 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 291 2,628 SH   SOLE 2,628 0 0
DISNEY WALT CO COM DISNEY 254687106 358 3,415 SH   SOLE 3,415 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 384 5,374 SH   SOLE 5,374 0 0
GENERAL ELECTRIC CO COM 369604103 534 21,506 SH   SOLE 21,506 0 0
GENUINE PARTS CO COM 372460105 325 3,489 SH   SOLE 3,489 0 0
GILEAD SCIENCES INC COM 375558103 1,649 16,802 SH   SOLE 16,802 0 0
HCP INC COM 40414L109 422 9,762 SH   SOLE 9,762 0 0
HEALTH CARE REIT INC COM 42217K106 467 6,036 SH   SOLE 6,036 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 235 5,507 SH   SOLE 5,507 0 0
INTEL CORP COM 458140100 658 21,056 SH   SOLE 21,056 0 0
INVESTORS BANCORP INC NEW COM 46146L101 5,018 428,128 SH   SOLE 428,128 0 0
ISHARES U.S. AER&DEF ETF 464288760 253 2,041 SH   SOLE 2,041 0 0
ISHARES MODERT ALLOC ETF 464289875 736 20,648 SH   SOLE 20,648 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,683 8,099 SH   SOLE 8,099 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,037 16,159 SH   SOLE 16,159 0 0
JOHNSON & JOHNSON COM 478160104 671 6,671 SH   SOLE 6,671 0 0
JPMORGAN CHASE & CO COM 46625H100 487 8,040 SH   SOLE 8,040 0 0
KIMBERLY CLARK CORP COM 494368103 305 2,846 SH   SOLE 2,846 0 0
LILLY ELI & CO COM 532457108 495 6,813 SH   SOLE 6,813 0 0
MERCK & CO INC NEW COM 58933Y105 694 12,066 SH   SOLE 12,066 0 0
MERITOR INC COM 59001K100 726 57,584 SH   SOLE 57,584 0 0
METLIFE INC COM 59156R108 305 6,030 SH   SOLE 6,030 0 0
MICROSOFT CORP COM 594918104 691 16,989 SH   SOLE 16,989 0 0
MONSANTO CO NEW COM 61166W101 461 4,100 SH   SOLE 4,100 0 0
NEXTERA ENERGY INC COM 65339F101 445 4,274 SH   SOLE 4,274 0 0
PERRIGO CO PLC SHS G97822103 662 4,000 SH   SOLE 4,000 0 0
PFIZER INC COM 717081103 856 24,592 SH   SOLE 24,592 0 0
PHILIP MORRIS INTL INC COM 718172109 327 4,345 SH   SOLE 4,345 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 1,841 37,750 SH   SOLE 37,750 0 0
PROCTER & GAMBLE CO COM 742718109 601 7,334 SH   SOLE 7,334 0 0
RAYTHEON CO COM NEW 755111507 553 5,063 SH   SOLE 5,063 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 305 4,864 SH   SOLE 4,864 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,065 9,371 SH   SOLE 9,371 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 179,608 870,069 SH   SOLE 870,069 0 0
SYMANTEC CORP COM 871503108 301 12,890 SH   SOLE 12,890 0 0
TRAVELERS COMPANIES INC COM 89417E109 439 4,060 SH   SOLE 4,060 0 0
UNILEVER N V N Y SHS NEW 904784709 355 8,498 SH   SOLE 8,498 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 36,846 343,552 SH   SOLE 343,552 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,116 43,418 SH   SOLE 43,418 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 62,997 782,863 SH   SOLE 782,863 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 217 1,600 SH   SOLE 1,600 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 210 6,417 SH   SOLE 6,417 0 0
WELLS FARGO & CO NEW COM 949746101 345 6,350 SH   SOLE 6,350 0 0