The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 473 2,880 SH   SOLE 2,880 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 70,042 3,997,857 SH   SOLE 3,997,857 0 0
ALTRIA GROUP INC COM 02209S103 473 9,599 SH   SOLE 9,599 0 0
APPLE INC COM 037833100 2,475 22,424 SH   SOLE 22,424 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 244 3,463 SH   SOLE 3,463 0 0
AT&T INC COM 00206R102 345 10,257 SH   SOLE 10,257 0 0
BCE INC COM NEW 05534B760 405 8,821 SH   SOLE 8,821 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 242 1,614 SH   SOLE 1,614 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 3,415 45,134 SH   SOLE 45,134 0 0
CHEVRON CORP NEW COM 166764100 346 3,081 SH   SOLE 3,081 0 0
CISCO SYS INC COM 17275R102 430 15,445 SH   SOLE 15,445 0 0
CNOOC LTD SPONSORED ADR 126132109 209 1,540 SH   SOLE 1,540 0 0
CONOCOPHILLIPS COM 20825C104 387 5,598 SH   SOLE 5,598 0 0
DENTSPLY INTL INC NEW COM 249030107 586 11,000 SH   SOLE 11,000 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 300 2,628 SH   SOLE 2,628 0 0
DIAMOND OFFSHORE DRILLING IN COM 25271C102 245 6,670 SH   SOLE 6,670 0 0
DISNEY WALT CO COM DISNEY 254687106 322 3,415 SH   SOLE 3,415 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 397 5,374 SH   SOLE 5,374 0 0
FRESH DEL MONTE PRODUCE INC ORD G36738105 612 18,246 SH   SOLE 18,246 0 0
GENERAL ELECTRIC CO COM 369604103 573 22,664 SH   SOLE 22,664 0 0
GENUINE PARTS CO COM 372460105 372 3,489 SH   SOLE 3,489 0 0
GILEAD SCIENCES INC COM 375558103 1,584 16,802 SH   SOLE 16,802 0 0
HCP INC COM 40414L109 431 9,787 SH   SOLE 9,787 0 0
HEALTH CARE REIT INC COM 42217K106 466 6,156 SH   SOLE 6,156 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 260 5,507 SH   SOLE 5,507 0 0
INTEL CORP COM 458140100 779 21,471 SH   SOLE 21,471 0 0
INVESTORS BANCORP INC NEW COM 46146L101 4,806 428,128 SH   SOLE 428,128 0 0
ISHARES U.S. AER&DEF ETF 464288760 234 2,041 SH   SOLE 2,041 0 0
ISHARES US OIL EQ&SV ETF 464288844 236 4,725 SH   SOLE 4,725 0 0
ISHARES MODERT ALLOC ETF 464289875 242 6,873 SH   SOLE 6,873 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,488 12,027 SH   SOLE 12,027 0 0
ISHARES TR MSCI EAFE ETF 464287465 983 16,159 SH   SOLE 16,159 0 0
JOHNSON & JOHNSON COM 478160104 609 5,828 SH   SOLE 5,828 0 0
JPMORGAN CHASE & CO COM 46625H100 521 8,327 SH   SOLE 8,327 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 903 19,662 SH   SOLE 19,662 0 0
KIMBERLY CLARK CORP COM 494368103 329 2,846 SH   SOLE 2,846 0 0
LILLY ELI & CO COM 532457108 484 7,018 SH   SOLE 7,018 0 0
MERCK & CO INC NEW COM 58933Y105 718 12,639 SH   SOLE 12,639 0 0
MERITOR INC COM 59001K100 644 42,502 SH   SOLE 42,502 0 0
METLIFE INC COM 59156R108 326 6,030 SH   SOLE 6,030 0 0
MICROSOFT CORP COM 594918104 837 18,014 SH   SOLE 18,014 0 0
MONSANTO CO NEW COM 61166W101 490 4,100 SH   SOLE 4,100 0 0
NEXTERA ENERGY INC COM 65339F101 454 4,274 SH   SOLE 4,274 0 0
PERRIGO CO PLC SHS G97822103 669 4,000 SH   SOLE 4,000 0 0
PFIZER INC COM 717081103 887 28,463 SH   SOLE 28,463 0 0
PHILIP MORRIS INTL INC COM 718172109 354 4,345 SH   SOLE 4,345 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 1,937 37,750 SH   SOLE 37,750 0 0
PROCTER & GAMBLE CO COM 742718109 986 10,827 SH   SOLE 10,827 0 0
RAYTHEON CO COM NEW 755111507 463 4,280 SH   SOLE 4,280 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 338 4,864 SH   SOLE 4,864 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 199,285 969,569 SH   SOLE 969,569 0 0
SYMANTEC CORP COM 871503108 331 12,890 SH   SOLE 12,890 0 0
TIME WARNER INC COM NEW 887317303 205 2,400 SH   SOLE 2,400 0 0
TRAVELERS COMPANIES INC COM 89417E109 430 4,060 SH   SOLE 4,060 0 0
UNILEVER N V N Y SHS NEW 904784709 332 8,498 SH   SOLE 8,498 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 36,771 346,896 SH   SOLE 346,896 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,948 41,560 SH   SOLE 41,560 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 64,251 791,663 SH   SOLE 791,663 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 201 1,600 SH   SOLE 1,600 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 223 6,516 SH   SOLE 6,516 0 0