CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 759,566	$ 827,378
Depreciation, amortization and accretion:
Premises and equipment	103,845	96,152
Amortization of investment and loan premiums and discounts, net	268,853	102,572
Net realized gains on sales of available-for-sale securities	(128,617)	(101,561)
Provision for loan losses	30,000	30,000
Mortgage banking operations, net	(68,483)	(25,272)
Shares held by ESOP committed to be released	18,818	15,040
Stock-based compensation expense	22,232	22,232
Changes in income taxes payable	276,061	(21,290)
Changes in other assets and liabilities	(39,297)	60,922
Net cash provided by operations before loan sales	1,242,978	1,006,173
Origination of loans for sale to secondary market	(4,696,587)	(2,239,822)
Proceeds from sales of loans to secondary market	5,001,018	2,697,768
Net cash provided by operating activities	1,547,409	1,464,119
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of investment and mortgage-backed securities	(19,533,430)	(10,323,462)
Maturity or call of investment securities available-for-sale	870,000	500,000
Sale of investment securities available-for-sale and FHLB stock	8,998,123	13,864,755
Principal payments on mortgage-backed and investment securities	1,763,589	1,398,367
Proceeds from sales of real estate owned		29,633
Net change in loans	5,674,177	4,356,573
Additions to premises and equipment	(56,536)	(13,939)
Net cash provided by (used in) investing activities	(2,284,077)	9,811,927
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	(36,983)	4,627,040
Net decrease in other borrowings	(3,831,007)	(11,184,764)
Increase in advance payments by borrowers for taxes and insurance	523,935	520,588
Exercise of stock options	39,125	7,825
Stock repurchase	(31,290)
Dividends paid - common stock	(177,907)	(1,907,844)
Net cash used in financing activities	(3,514,127)	(7,937,155)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(4,250,795)	3,338,891
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	12,909,924	4,103,432
CASH AND CASH EQUIVALENTS, END OF PERIOD	8,659,129	7,442,323
Cash paid during the period for:
Interest on deposits	264,121	251,948
Interest on other borrowings	5,346	8,549
Income taxes paid		375,000
NONCASH INVESTING AND FINANCING ACTIVITIES:
Real estate acquired in settlement of loans	222,704	42,400
Loans to facilitate sales of real estate owned	$ 26,467	$ 80,000