CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
INTEREST INCOME:
Loans	$ 2,167,207	$ 2,328,778
Investment securities	385,926	435,831
Mortgage-backed securities	236,060	130,303
Other	11,363	14,223
Total interest income	2,800,556	2,909,135
INTEREST EXPENSE:
Deposits	250,621	241,850
Other borrowings	5,346	7,059
Total interest expense	255,967	248,909
NET INTEREST INCOME	2,544,589	2,660,226
PROVISION FOR LOAN LOSSES	30,000	30,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,514,589	2,630,226
NON-INTEREST INCOME:
Fiduciary activities	88,160	80,004
Commission income	321,596	348,565
Service charges on deposit accounts	177,946	167,187
Mortgage banking operations, net	68,483	25,272
Net realized gains on sales of available-for-sale securities	128,617	101,561
Loan servicing fees	84,599	84,526
ATM and bank card interchange income	171,802	160,646
Other	67,091	71,314
Total non-interest income	1,108,294	1,039,075
NON-INTEREST EXPENSE:
Salaries and employee benefits	1,682,132	1,702,139
Occupancy and equipment	259,403	256,941
Data processing and telecommunications	167,917	136,613
Professional	39,122	55,836
Postage and office supplies	58,977	64,635
Deposit insurance premium	24,794	37,267
ATM and bank card expense	103,798	87,649
Other	251,026	191,482
Total non-interest expense	2,587,169	2,532,562
INCOME BEFORE INCOME TAXES	1,035,714	1,136,739
INCOME TAXES	276,148	309,361
NET INCOME	$ 759,566	$ 827,378
NET INCOME PER COMMON SHARE - BASIC (in dollars per share)	$ 0.43	$ 0.47
NET INCOME PER COMMON SHARE - DILUTED (in dollars per share)	$ 0.42	$ 0.46