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MORTGAGE SERVICING RIGHTS - Activity in the valuation allowance for mortgage servicing rights (Details 1) - USD ($)
9 Months Ended 12 Months Ended
Sep. 30, 2016
Dec. 31, 2015
Valuation Allowance for Impairment of Recognized Servicing Assets [Roll Forward]    
Balance, beginning of period $ 47,354 $ 56,969
Additions
Reductions (10,065) (9,615)
Balance, end of period $ 37,289 $ 47,354