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MORTGAGE SERVICING RIGHTS- Activity in the balance of Mortgage Servicing Rights Measured using Amortization Method (Details) - Mortgage servicing rights - USD ($)
3 Months Ended 12 Months Ended
Sep. 30, 2016
Dec. 31, 2015
Servicing Asset at Amortized Cost, Balance [Roll Forward]    
Balance, beginning of period $ 645,067 $ 689,603
Servicing rights capitalized 59,350 73,650
Amortization of servicing rights (82,064) (118,186)
Change in valuation allowance
Balance, end of period $ 622,353 $ 645,067