INVESTMENTS - Amortized Cost and Approximate Fair Value of Available-for-Sale Securities (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	$ 80,837,261	$ 86,275,846
Gross Unrealized Gains	1,752,641	1,563,287
Gross Unrealized Losses	(192,115)	(365,801)
Available-for-sale securities, Fair Value	82,397,787	87,473,332
U.S. government and agencies
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	18,094,872	15,979,475
Gross Unrealized Gains	134,043	44,972
Gross Unrealized Losses	(28,855)	(85,750)
Available-for-sale securities, Fair Value	18,200,060	15,938,697
Mortgage-backed securities (government-sponsored enterprises - residential)
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	20,386,254	23,067,200
Gross Unrealized Gains	313,560	211,987
Gross Unrealized Losses	(26,729)	(100,792)
Available-for-sale securities, Fair Value	20,673,085	23,178,395
Municipal bonds
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	42,356,135	47,229,171
Gross Unrealized Gains	1,305,038	1,306,328
Gross Unrealized Losses	(136,531)	(179,259)
Available-for-sale securities, Fair Value	$ 43,524,642	$ 48,356,240

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 25
-Paragraph 1
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=51813488&loc=d3e22054-111558

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 50
-Paragraph 5
-Subparagraph (aa)
-URI http://asc.fasb.org/extlink&oid=27724398&loc=d3e27232-111563

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 45
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=49167202&loc=d3e26610-111562

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Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 50
-Paragraph 2
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=27724398&loc=d3e27161-111563

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Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 50
-Paragraph 2
-Subparagraph (c)
-URI http://asc.fasb.org/extlink&oid=27724398&loc=d3e27161-111563

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This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.2)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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