CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
INTEREST INCOME:
Loans	$ 2,328,778	$ 2,343,354
Investment securities	435,831	380,823
Mortgage-backed securities	130,303	172,367
Other	14,223	4,948
Total interest income	2,909,135	2,901,492
INTEREST EXPENSE:
Deposits	241,850	308,927
Other borrowings	7,059	5,123
Total interest expense	248,909	314,050
NET INTEREST INCOME	2,660,226	2,587,442
PROVISION FOR LOAN LOSSES	30,000	30,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,630,226	2,557,442
NON-INTEREST INCOME:
Fiduciary activities	80,004	78,626
Commission income	348,565	308,113
Service charges on deposit accounts	167,187	156,436
Mortgage banking operations, net	25,272	42,940
Net realized gains on sales of available-for-sale securities	101,561	133,216
Loan servicing fees	84,526	87,480
ATM and bank card interchange income	160,646	152,739
Other	71,314	104,380
Total non-interest income	1,039,075	1,063,930
NON-INTEREST EXPENSE:
Salaries and employee benefits	1,702,139	1,638,242
Occupancy and equipment	256,941	255,393
Data processing and telecommunications	136,613	147,647
Professional	55,836	45,736
Postage and office supplies	64,635	55,110
Deposit insurance premium	37,267	38,547
ATM and bank card expense	87,649	85,058
Other	191,482	278,528
Total non-interest expense	2,532,562	2,544,261
INCOME BEFORE INCOME TAXES	1,136,739	1,077,111
INCOME TAXES	309,361	290,854
NET INCOME	$ 827,378	$ 786,257
NET INCOME PER COMMON SHARE - BASIC (in dollars per share)	$ 0.47	$ 0.44
NET INCOME PER COMMON SHARE - DILUTED (in dollars per share)	$ 0.46	$ 0.44