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Consolidated Statements of Income - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Interest and Fee Income    
Loans, including fees $ 9,294,256 $ 9,157,672
Debt securities    
Taxable 287,066 225,722
Tax-exempt 1,356,056 1,525,723
Mortgage-backed securities 542,453 981,032
Other 35,033 1,759
Total interest income 11,514,864 11,891,908
Interest Expense    
Deposits 1,101,262 1,436,803
Short-term borrowings 7,130 5,085
Federal Home Loan Bank advances 18,981 9,570
Total interest expense 1,127,373 1,451,458
Net Interest Income 10,387,491 10,440,450
Provision for Loan Losses 140,000 240,000
Net Interest Income After Provision for Loan Losses 10,247,491 10,200,450
Noninterest Income    
Fiduciary activities 289,153 290,681
Commission income 1,414,840 1,201,869
Service charges on deposit accounts 680,022 714,425
Mortgage banking operations, net 180,872 124,564
Net realized gains on sales of available-for-sale securities 320,585 408,753
Loan servicing fees 344,019 361,586
Increase in cash surrender value of life insurance 175,428 185,986
ATM and bank card interchange income 628,882 604,037
Other 153,089 136,875
Total noninterest income 4,186,890 4,028,776
Noninterest Expense    
Salaries and employee benefits 6,724,334 6,480,468
Occupancy and equipment 996,460 974,361
Data processing and telecommunications 609,835 531,554
Professional 191,969 532,096
Marketing 116,568 112,713
Postage and office supplies 229,438 235,090
Deposit insurance premium 149,366 153,137
ATM and bank card expense 408,148 392,251
Other 915,115 910,756
Total noninterest expense 10,341,233 10,322,426
Income Before Income Taxes 4,093,148 3,906,800
Provision for Income Taxes 1,067,025 934,046
Net Income $ 3,026,123 $ 2,972,754
Basic Earnings Per Share (in dollars per share) $ 1.71 $ 1.66
Diluted Earnings Per Share (in dollars per share) 1.70 1.65
Cash Dividends Per Share (in dollars per share) $ 1.32 $ 0.32