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MORTGAGE SERVICING RIGHTS - Activity in the valuation allowance for mortgage servicing rights (Details 1) - USD ($)
9 Months Ended 12 Months Ended
Sep. 30, 2015
Dec. 31, 2014
Valuation Allowance for Impairment of Recognized Servicing Assets [Roll Forward]    
Balance, beginning of period $ 56,969  
Balance, end of period 50,992 $ 56,969
Capitalized mortgage servicing rights    
Valuation Allowance for Impairment of Recognized Servicing Assets [Roll Forward]    
Balance, beginning of period $ 56,969 $ 73,392
Additions
Reductions $ (5,977) $ (16,423)
Balance, end of period $ 50,992 $ 56,969