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MORTGAGE SERVICING RIGHTS- Activity in the balance of Mortgage Servicing Rights Measured using Amortization Method (Details) - Mortgage servicing rights - USD ($)
9 Months Ended 12 Months Ended
Sep. 30, 2015
Dec. 31, 2014
Servicing Asset at Amortized Cost, Balance [Roll Forward]    
Balance, beginning of period $ 632,634 $ 673,576
Servicing rights capitalized 57,431 53,859
Amortization of servicing rights (96,897) (111,224)
Change in valuation allowance 5,977 16,423
Balance, end of period $ 599,145 $ 632,634