INVESTMENTS - Gross Unrealized Losses and Fair Value in Continuous Loss Position (Details 2) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	$ (325,985)	$ (86,220)
Less Than Twelve Months, Fair Value	12,876,173	8,970,200
Twelve Months or More, Gross Unrealized Losses	(175,197)	(792,838)
Twelve Months or More, Fair Value	15,522,276	31,617,208
Gross Unrealized Losses	(501,182)	(879,058)
Fair Value	28,398,449	40,587,408
U.S. government agencies
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(29,654)	(28,208)
Less Than Twelve Months, Fair Value	1,866,246	2,955,829
Twelve Months or More, Gross Unrealized Losses	(12,228)	(110,530)
Twelve Months or More, Fair Value	3,593,422	3,949,940
Gross Unrealized Losses	(41,882)	(138,738)
Fair Value	5,459,668	6,905,769
Mortgage-backed securities (government-sponsored enterprises - residential)
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(36,097)	(13,358)
Less Than Twelve Months, Fair Value	4,517,474	2,061,203
Twelve Months or More, Gross Unrealized Losses	(6,371)	(197,173)
Twelve Months or More, Fair Value	2,262,601	13,725,099
Gross Unrealized Losses	(42,468)	(210,531)
Fair Value	6,780,075	15,786,302
Municipal bonds
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(260,234)	(44,654)
Less Than Twelve Months, Fair Value	6,492,453	3,953,168
Twelve Months or More, Gross Unrealized Losses	(156,598)	(485,135)
Twelve Months or More, Fair Value	9,666,253	13,942,169
Gross Unrealized Losses	(416,832)	(529,789)
Fair Value	$ 16,158,706	$ 17,895,337