INVESTMENTS - Amortized Cost and Approximate Fair Value of Available-for-Sale Securities (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	$ 86,806,504	$ 95,606,893
Gross Unrealized Gains	1,652,085	1,957,062
Gross Unrealized Losses	(501,182)	(879,058)
Available-for-sale securities, Fair Value	87,957,407	96,684,897
U.S. government and agencies
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	14,030,762	10,031,683
Gross Unrealized Gains	89,943	65,328
Gross Unrealized Losses	(41,882)	(138,738)
Available-for-sale securities, Fair Value	14,078,823	9,958,273
Mortgage-backed securities (government-sponsored enterprises - residential)
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	26,731,605	41,196,695
Gross Unrealized Gains	419,994	433,757
Gross Unrealized Losses	(42,468)	(210,531)
Available-for-sale securities, Fair Value	27,109,131	41,419,921
Municipal bonds
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	46,044,137	44,378,515
Gross Unrealized Gains	1,142,148	1,457,977
Gross Unrealized Losses	(416,832)	(529,789)
Available-for-sale securities, Fair Value	$ 46,769,453	$ 45,306,703

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

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-Name Accounting Standards Codification

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Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

+ References

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Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

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This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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