CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
INTEREST INCOME:
Loans	$ 2,274,184	$ 2,309,657	$ 6,962,546	$ 6,874,987
Investment securities	426,780	437,853	1,201,216	1,331,414
Mortgage-backed securities	118,735	198,287	405,107	762,952
Other	10,413	415	22,313	1,112
Total interest income	2,830,112	2,946,212	8,591,182	8,970,465
INTEREST EXPENSE:
Deposits	259,514	350,705	856,589	1,106,033
Other borrowings	7,919	2,837	18,036	8,201
Total interest expense	267,433	353,542	874,625	1,114,234
NET INTEREST INCOME	2,562,679	2,592,670	7,716,557	7,856,231
PROVISION FOR LOAN LOSSES	45,000	30,000	110,000	90,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,517,679	2,562,670	7,606,557	7,766,231
NON-INTEREST INCOME:
Fiduciary activities	64,637	62,181	212,075	208,527
Commission income	356,520	276,132	1,065,309	932,037
Service charges on deposit accounts	181,751	195,200	507,481	538,344
Mortgage banking operations, net	38,066	45,541	133,594	107,787
Net realized gains on sales of available-for-sale securities	55,125	138,253	267,201	299,835
Loan servicing fees	85,936	90,164	258,897	272,739
ATM and bank card interchange income	128,316	125,434	386,224	373,532
Other	81,275	91,183	259,590	236,497
Total non-interest income	991,626	1,024,088	3,090,371	2,969,298
NON-INTEREST EXPENSE:
Salaries and employee benefits	1,653,826	1,590,225	4,915,666	4,764,860
Occupancy and equipment	251,957	243,558	751,271	738,785
Data processing and telecommunications	145,438	122,118	434,803	396,706
Professional	45,296	100,205	141,906	469,611
Postage and office supplies	61,134	55,822	175,577	176,623
ATM and bank card expense	96,930	70,380	213,827	220,305
Other	325,079	287,815	893,580	897,451
Total non-interest expense	2,579,660	2,470,123	7,526,630	7,664,341
INCOME BEFORE INCOME TAXES	929,645	1,116,635	3,170,298	3,071,188
INCOME TAXES	230,247	260,619	848,240	750,406
NET INCOME	$ 699,398	$ 856,016	$ 2,322,058	$ 2,320,782
NET INCOME PER COMMON SHARE - BASIC (in dollars per share)	$ 0.40	$ 0.48	$ 1.31	$ 1.29
NET INCOME PER COMMON SHARE - DILUTED (in dollars per share)	0.39	0.47	1.30	1.29
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.08	$ 0.08	$ 0.24	$ 0.24