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ACCUMULATED OTHER COMPREHENSIVE INCOME (Tables)
 9 Months Ended
Sep. 30, 2015
Equity [Abstract]  
Schedule of accumulated other comprehensive income

 

    September 30, 2015     December 31, 2014  
Net unrealized gains on securities available-for-sale   $ 1,150,903     $ 1,078,004  
Tax effect     (391,307 )     (366,521 )
Net-of-tax amount   $ 759,596     $ 711,483