STOCK-BASED COMPENSATION (Tables)

9 Months Ended

Sep. 30, 2015

Disclosure Of Compensation Related Costs Share based Payments [Abstract]

Schedule of summary of ESOP shares

	September 30, 2015		September 30, 2014
Unearned shares		21,553		25,392
Shares committed for release		1,719		1,683
Allocated shares		57,535		56,222
Total ESOP shares		80,807		83,297
Fair value of unearned shares	$	562,252	$	603,773

Schedule of stock option activity

						Weighted
				Weighted		Average
				Average		Remaining		Aggregate
				Exercise		Contractual		Instrinsic
	Options			Price/Share		Life (in years)		Value
Outstanding, December 31, 2014		85,835		$	15.65
Granted		-			-
Exercised		(16,965	)		15.65
Forfeited		-			-
Outstanding, September 30, 2015		68,870		$	15.65		6.50	$	586,084
Exercisable, September 30, 2015		26,785		$	15.65		6.50	$	227,940