CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 3,646,964	$ 9,611,638
Interest-earning time deposits in banks	2,474,000
Investment securities - available for sale	60,848,276	55,264,976
Mortgage-backed securities - available for sale	27,109,131	41,419,921
Federal Home Loan Bank stock	1,113,800	1,113,800
Other investment securities	63,809	73,766
Loans held for sale - net	823,000	235,600
Loans receivable - net of allowance for loan losses of $2,917,588 and $2,956,264 as of September 30, 2015 and December 31, 2014	189,512,107	184,718,612
Premises and equipment - net	4,786,446	4,945,983
Cash surrender value of life insurance	7,050,725	6,912,917
Accrued interest receivable	2,728,566	1,713,243
Goodwill	2,726,567	2,726,567
Capitalized mortgage servicing rights, net of valuation allowance of $50,992 and $56,969 as of September 30, 2015 and December 31, 2014	599,145	632,634
Real estate owned	339,554	176,671
Income taxes receivable	82,241
Deferred income taxes	1,461,159	1,486,206
Other assets	943,631	892,118
Total Assets	306,309,121	311,924,652
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	233,343,288	245,941,562
Other borrowings	19,656,929	13,821,730
Advance payments by borrowers for taxes and insurance	509,728	962,762
Accrued interest payable	127,900	166,052
Deferred compensation payable	4,431,210	4,252,720
Income taxes payable		200,781
Other liabilities	1,528,809	1,562,947
Total liabilities	$ 259,597,864	$ 266,908,554
Commitments and contingencies
Preferred stock, $0.01 par value - authorized 10,000,000 shares; none issued and outstanding
Common stock, $0.01 par value - authorized 25,000,000 shares; issued 1,789,523 shares as of September 30, 2015 and 1,799,483 shares as of December 31, 2014	$ 17,895	$ 17,995
Additional paid-in-capital	13,632,675	13,900,743
Retained earnings	32,533,811	30,635,787
Less: Unallocated ESOP shares	(232,720)	(249,910)
Accumulated other comprehensive income	759,596	711,483
Total stockholders' equity	46,711,257	45,016,098
Total Liabilities and Stockholders' Equity	$ 306,309,121	$ 311,924,652