INCOME TAXES - Reconciliation of Income Tax Expense at Statutory Rate to Actual Income Tax Expense (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Income Tax Disclosure [Abstract]
Computed at the statutory rate (34%)			$ 761,822	$ 664,548
Increase (decrease) resulting from
Tax exempt interest			(214,944)	(257,009)
State income taxes, net			99,455	113,509
Increase in cash surrender value			(29,640)	(31,821)
Other, net			1,300	559
Actual tax expense	$ 327,139	$ 176,277	$ 617,993	$ 489,786