INVESTMENTS - Gross Unrealized Losses and Fair Value in Continuous Loss Position (Details 2) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	$ (455,157)	$ (86,220)
Less Than Twelve Months, Fair Value	27,376,486	8,970,200
Twelve Months or More, Gross Unrealized Losses	(538,197)	(792,838)
Twelve Months or More, Fair Value	13,348,741	31,617,208
Gross Unrealized Losses	(993,354)	(879,058)
Fair Value	40,725,227	40,587,408
U.S. government agencies
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(87,768)	(28,208)
Less Than Twelve Months, Fair Value	8,298,175	2,955,829
Twelve Months or More, Gross Unrealized Losses	(53,651)	(110,530)
Twelve Months or More, Fair Value	1,899,079	3,949,940
Gross Unrealized Losses	(141,419)	(138,738)
Fair Value	10,197,254	6,905,769
Mortgage-backed securities (government-sponsored enterprises - residential)
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(71,731)	(13,358)
Less Than Twelve Months, Fair Value	7,700,622	2,061,203
Twelve Months or More, Gross Unrealized Losses	(101,392)	(197,173)
Twelve Months or More, Fair Value	5,075,468	13,725,099
Gross Unrealized Losses	(173,123)	(210,531)
Fair Value	12,776,090	15,786,302
Municipal bonds
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(295,658)	(44,654)
Less Than Twelve Months, Fair Value	11,377,689	3,953,168
Twelve Months or More, Gross Unrealized Losses	(383,154)	(485,135)
Twelve Months or More, Fair Value	6,374,194	13,942,169
Gross Unrealized Losses	(678,812)	(529,789)
Fair Value	$ 17,751,883	$ 17,895,337