CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME:
Loans	$ 2,345,009	$ 2,287,872	$ 4,688,363	$ 4,565,331
Investment securities	393,613	443,985	774,436	893,561
Mortgage-backed securities	114,006	246,030	286,373	564,665
Other	6,951	597	11,899	698
Total interest income	2,859,579	2,978,484	5,761,071	6,024,255
INTEREST EXPENSE:
Deposits	288,148	368,858	597,075	755,330
Other borrowings	4,993	2,178	10,116	5,364
Total interest expense	293,141	371,036	607,191	760,694
NET INTEREST INCOME	2,566,438	2,607,448	5,153,880	5,263,561
PROVISION FOR LOAN LOSSES	35,000	30,000	65,000	60,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,531,438	2,577,448	5,088,880	5,203,561
NON-INTEREST INCOME:
Fiduciary activities	68,813	62,272	147,439	146,347
Commission income	400,676	301,569	708,789	655,905
Service charges on deposit accounts	169,294	183,488	325,730	343,144
Mortgage banking operations, net	52,588	49,833	95,528	62,246
Net realized gains on sales of available-for-sale securities	78,860	61,727	212,076	161,582
Loan servicing fees	85,481	90,642	172,961	182,575
ATM and bank card interchange income	133,641	127,948	257,908	248,098
Other	73,934	70,199	178,314	145,313
Total non-interest income	1,063,287	947,678	2,098,745	1,945,210
NON-INTEREST EXPENSE:
Salaries and employee benefits	1,623,598	1,588,778	3,261,840	3,174,635
Occupancy and equipment	243,920	236,692	499,314	495,228
Data processing and telecommunications	141,718	136,004	289,365	274,588
Professional	50,873	313,335	96,610	369,406
Postage and office supplies	59,333	57,934	114,443	120,802
ATM and bank card expense	60,312	74,038	116,897	149,925
Other	251,429	317,091	568,503	609,634
Total non-interest expense	2,431,183	2,723,872	4,946,972	5,194,218
INCOME BEFORE INCOME TAXES	1,163,542	801,254	2,240,653	1,954,553
INCOME TAXES	327,139	176,277	617,993	489,786
NET INCOME	$ 836,403	$ 624,977	$ 1,622,660	$ 1,464,767
NET INCOME PER COMMON SHARE - BASIC (in dollars per share)	$ 0.47	$ 0.35	$ 0.91	$ 0.82
NET INCOME PER COMMON SHARE - DILUTED (in dollars per share)	0.47	0.35	0.91	0.81
DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.08	$ 0.08	$ 0.16	$ 0.16