EARNINGS PER SHARE (Tables)

6 Months Ended

Jun. 30, 2015

Earnings Per Share [Abstract]

Schedule of earnings per share calculations for basic and diluted methods

	Three Months Ended				Six Months Ended
	June 30,				June 30,
	2015		2014		2015		2014
Net income available to common shareholders	$	836,403	$	624,977	$	1,622,660	$	1,464,767
Basic average shares outstanding		1,774,375		1,795,133		1,774,828		1,794,883
Diluted potential common shares:
Stock option equivalents		14,442		11,347		13,618		8,156
Diluted average shares outstanding		1,788,817		1,806,480		1,788,446		1,803,039
Basic earnings per share	$	0.47	$	0.35	$	0.91	$	0.82
Diluted earnings per share	$	0.47	$	0.35	$	0.91	$	0.81