CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 8,030,015	$ 9,611,638
Interest-earning time deposits in banks	1,974,000
Investment securities - available for sale	56,553,257	55,264,976
Mortgage-backed securities - available for sale	33,026,453	41,419,921
Federal Home Loan Bank stock	1,113,800	1,113,800
Other investment securities	69,471	73,766
Loans held for sale - net	237,364	235,600
Loans receivable - net of allowance for loan losses of $2,923,046 and $2,956,264 as of June 30, 2015 and December 31, 2014	184,857,849	184,718,612
Premises and equipment - net	4,812,156	4,945,983
Cash surrender value of life insurance	7,002,988	6,912,917
Accrued interest receivable	1,891,038	1,713,243
Goodwill	2,726,567	2,726,567
Capitalized mortgage servicing rights, net of valuation allowance of $49,726 and $56,969 as of June 30, 2015 and December 31, 2014	618,010	632,634
Real estate owned	293,982	176,671
Income taxes receivable	98,274
Deferred income taxes	1,725,445	1,486,206
Other assets	895,713	892,118
Total Assets	305,926,382	311,924,652
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	238,523,871	245,941,562
Other borrowings	14,548,788	13,821,730
Advance payments by borrowers for taxes and insurance	1,029,019	962,762
Accrued interest payable	143,081	166,052
Deferred compensation payable	4,370,123	4,252,720
Income taxes payable		200,781
Other liabilities	1,709,393	1,562,947
Total liabilities	$ 260,324,275	$ 266,908,554
Commitments and contingencies
Preferred stock, $0.01 par value - authorized 10,000,000 shares; none issued and outstanding
Common stock, $0.01 par value - authorized 25,000,000 shares; issued 1,789,523 shares as of June 30, 2015 and 1,799,483 shares as of December 31, 2014	$ 17,895	$ 17,995
Additional paid-in-capital	13,601,973	13,900,743
Retained earnings	31,975,644	30,635,787
Less: Unallocated ESOP shares	(238,450)	(249,910)
Accumulated other comprehensive income	245,045	711,483
Total stockholders' equity	45,602,107	45,016,098
Total Liabilities and Stockholders' Equity	$ 305,926,382	$ 311,924,652