INVESTMENTS - Gross Unrealized Losses and Fair Value in Continuous Loss Position (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	$ (82,558)	$ (2,895,280)
Less Than Twelve Months, Fair Value	14,089,464	61,880,678
Twelve Months or More, Gross Unrealized Losses	(1,071,960)	(593,473)
Twelve Months or More, Fair Value	39,650,955	9,317,373
Gross Unrealized Losses	(1,154,518)	(3,488,753)
Fair Value	53,740,419	71,198,051
Municipal bonds
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(15,024)	(1,462,733)
Less Than Twelve Months, Fair Value	2,669,282	22,534,325
Twelve Months or More, Gross Unrealized Losses	(472,465)	(260,581)
Twelve Months or More, Fair Value	16,503,280	2,759,523
Gross Unrealized Losses	(487,489)	(1,723,314)
Fair Value	19,172,562	25,293,848
U.S. Government and agencies
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(26,187)	(367,005)
Less Than Twelve Months, Fair Value	1,951,506	5,824,808
Twelve Months or More, Gross Unrealized Losses	(188,703)	(38,530)
Twelve Months or More, Fair Value	4,409,740	470,324
Gross Unrealized Losses	(214,890)	(405,535)
Fair Value	6,361,246	6,295,132
Mortgage-backed securities (government-sponsored enterprises - residential)
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(41,347)	(1,065,542)
Less Than Twelve Months, Fair Value	9,468,676	33,521,545
Twelve Months or More, Gross Unrealized Losses	(410,792)	(294,362)
Twelve Months or More, Fair Value	18,737,935	6,087,526
Gross Unrealized Losses	(452,139)	(1,359,904)
Fair Value	$ 28,206,611	$ 39,609,071