CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST INCOME:
Loans	$ 2,309,657	$ 2,363,765	$ 6,874,987	$ 7,008,755
Investment securities	437,853	464,823	1,331,414	1,340,875
Mortgage-backed securities	198,287	222,198	762,952	554,316
Other	415	10,231	1,112	33,952
Total interest income	2,946,212	3,061,017	8,970,465	8,937,898
INTEREST EXPENSE:
Deposits	350,705	435,627	1,106,033	1,356,775
Other borrowings	2,837	3,990	8,201	9,231
Total interest expense	353,542	439,617	1,114,234	1,366,006
NET INTEREST INCOME	2,592,670	2,621,400	7,856,231	7,571,892
PROVISION FOR LOAN LOSSES	30,000	10,000	90,000	40,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,562,670	2,611,400	7,766,231	7,531,892
NON-INTEREST INCOME:
Fiduciary activities	62,181	55,362	208,527	179,471
Commission income	276,132	218,610	932,037	817,481
Service charges on deposit accounts	195,200	216,802	538,344	624,938
Mortgage banking operations, net	45,541	47,995	107,787	194,456
Net realized gains on sales of available-for-sale securities	138,253	170,771	299,835	859,670
Loan servicing fees	90,164	93,488	272,739	278,610
ATM and bank card interchange income	125,434	110,584	373,532	311,301
Other	91,183	96,747	236,497	258,278
Total non-interest income	1,024,088	1,010,359	2,969,298	3,524,205
NON-INTEREST EXPENSE:
Salaries and employee benefits	1,590,225	1,571,222	4,764,860	4,757,787
Occupancy and equipment	243,558	257,073	738,785	769,503
Data processing and telecommunications	122,118	180,763	396,706	464,284
Professional	100,205	53,483	469,611	210,853
Postage and office supplies	55,822	62,051	176,623	193,289
ATM and bank card expense	115,126	66,330	220,305	174,092
Other	243,069	373,429	897,451	947,032
Total non-interest expense	2,470,123	2,564,351	7,664,341	7,516,840
INCOME BEFORE INCOME TAXES	1,116,635	1,057,408	3,071,188	3,539,257
INCOME TAXES	260,619	271,739	750,406	981,065
NET INCOME	$ 856,016	$ 785,669	$ 2,320,782	$ 2,558,192
NET INCOME PER COMMON SHARE - BASIC (in dollars per share)	$ 0.48	$ 0.43	$ 1.29	$ 1.37
NET INCOME PER COMMON SHARE - DILUTED (in dollars per share)	$ 0.47	$ 0.42	$ 1.29	$ 1.37