CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2014	Dec. 31, 2013
ASSETS
Cash and cash equivalents	$ 4,152,268	$ 6,098,870
Investment securities - available for sale	60,310,597	60,638,942
Mortgage-backed securities - available for sale	45,387,028	48,345,655
Federal Home Loan Bank stock	1,113,800	1,113,800
Other investment securities	75,248	81,918
Loans held for sale - net	377,350	262,461
Loans receivable - net of allowance for loan losses of $2,991,464 and $3,406,434 as of September 30, 2014 and December 31, 2013	181,837,507	180,639,502
Premises and equipment - net	4,986,297	5,178,978
Cash surrender value of life insurance	6,867,825	6,815,059
Accrued interest receivable	2,707,775	1,817,415
Goodwill	2,726,567	2,726,567
Capitalized mortgage servicing rights, net of valuation allowance of $62,185 and $73,392 as of September 30, 2014 and December 31, 2013	646,226	673,576
Real estate owned	405,700	281,918
Deferred income taxes	1,712,707	2,703,110
Other assets	942,356	1,041,005
Total Assets	314,249,251	318,418,776
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	240,788,366	251,738,391
Other borrowings	21,483,796	19,610,297
Advance payments by borrowers for taxes and insurance	491,544	857,814
Accrued interest payable	172,856	210,226
Deferred compensation payable	4,188,782	3,999,371
Income taxes payable	213,638	34,621
Other liabilities	2,229,567	829,260
Total liabilities	269,568,549	277,279,980
Commitments and contingencies
Preferred stock, $0.01 par value - authorized 10,000,000 shares; none issued and outstanding
Common stock, $0.01 par value - authorized 25,000,000 shares; issued 1,818,743 shares as of September 30, 2014 and 1,832,860 shares as of December 31, 2013	18,187	18,329
Additional paid-in-capital	14,270,971	14,561,085
Retained earnings	30,125,473	28,233,876
Less: Unallocated ESOP shares	(270,700)	(287,530)
Accumulated other comprehensive income (loss)	536,771	(1,386,964)
Total stockholders' equity	44,680,702	41,138,796
Total Liabilities and Stockholders' Equity	$ 314,249,251	$ 318,418,776