INVESTMENTS - Gross Unrealized Losses and Fair Value in Continuous Loss Position (Details 2) (USD $)	Jun. 30, 2014	Dec. 31, 2013
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	$ (22,233)	$ (2,895,280)
Less Than Twelve Months, Fair Value	3,760,145	61,880,678
Twelve Months or More, Gross Unrealized Losses	(1,281,030)	(593,473)
Twelve Months or More, Fair Value	43,010,318	9,317,373
Gross Unrealized Losses	(1,303,263)	(3,488,753)
Fair Value	46,770,463	71,198,051
Municipal bonds
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(17,144)	(1,462,733)
Less Than Twelve Months, Fair Value	1,926,262	22,534,325
Twelve Months or More, Gross Unrealized Losses	(663,747)	(260,581)
Twelve Months or More, Fair Value	17,230,583	2,759,523
Gross Unrealized Losses	(680,891)	(1,723,314)
Fair Value	19,156,845	25,293,848
U.S. Government and agencies
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses		(367,005)
Less Than Twelve Months, Fair Value		5,824,808
Twelve Months or More, Gross Unrealized Losses	(195,812)	(38,530)
Twelve Months or More, Fair Value	4,948,380	470,324
Gross Unrealized Losses	(195,812)	(405,535)
Fair Value	4,948,380	6,295,132
Mortgage-backed securities (government-sponsored enterprises - residential)
Investments, Unrealized Loss Position [Line Items]
Less Than Twelve Months, Gross Unrealized Losses	(5,089)	(1,065,542)
Less Than Twelve Months, Fair Value	1,833,883	33,521,545
Twelve Months or More, Gross Unrealized Losses	(421,471)	(294,362)
Twelve Months or More, Fair Value	20,831,355	6,087,526
Gross Unrealized Losses	(426,560)	(1,359,904)
Fair Value	$ 22,665,238	$ 39,609,071