INVESTMENTS - Amortized Cost and Approximate Fair Value of Available-for-Sale Securities (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	$ 106,995,286	$ 111,086,058
Available-for-sale securities, Gross Unrealized Gains	2,119,424	1,387,292
Available-for-sale securities, Gross Unrealized Losses	(1,303,263)	(3,488,753)
Available-for-sale securities, Fair Value	107,811,447	108,984,597
U.S. Government and agencies
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	10,630,874	10,710,675
Available-for-sale securities, Gross Unrealized Gains	103,887	114,936
Available-for-sale securities, Gross Unrealized Losses	(195,812)	(405,535)
Available-for-sale securities, Fair Value	10,538,949	10,420,076
Mortgage-backed securities (government-sponsored enterprises - residential)
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	48,365,899	49,486,337
Available-for-sale securities, Gross Unrealized Gains	416,864	219,222
Available-for-sale securities, Gross Unrealized Losses	(426,560)	(1,359,904)
Available-for-sale securities, Fair Value	48,356,203	48,345,655
Municipal bonds
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities, Amortized Cost	47,998,513	50,889,046
Available-for-sale securities, Gross Unrealized Gains	1,598,673	1,053,134
Available-for-sale securities, Gross Unrealized Losses	(680,891)	(1,723,314)
Available-for-sale securities, Fair Value	$ 48,916,295	$ 50,218,866