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EARNINGS PER SHARE - Earnings Per Share Calculations for Basic and Diluted Methods (Details) (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Earnings Per Share [Abstract]        
Net income available to common shareholders $ 624,977 $ 760,075 $ 1,464,767 $ 1,772,523
Basic average shares outstanding (in shares) 1,795,133 1,869,499 1,794,883 1,873,692
Diluted potential common shares:        
Stock option equivalents (in shares) 11,347 299 8,156 284
Diluted average shares outstanding (in shares) 1,806,480 1,869,798 1,803,039 1,873,976
Basic earnings per share (in dollars per share) $ 0.35 $ 0.41 $ 0.82 $ 0.95
Diluted earnings per share (in dollars per share) $ 0.35 $ 0.41 $ 0.81 $ 0.95