STOCK BASED COMPENSATION (Tables)

6 Months Ended

Jun. 30, 2014

Disclosure Of Compensation Related Costs Share based Payments [Abstract]

Schedule of summary of ESOP shares

	June 30, 2014		June 30, 2013
Unearned shares		27,636		31,340
Shares committed for release		1,122		1,098
Allocated shares		54,539		56,292
Total ESOP shares		83,297		88,730
Fair value of unearned shares	$	584,225	$	597,340

Schedule of stock option activity

						Weighted
				Weighted		Average
				Average		Remaining		Aggregate
				Exercise		Contractual		Instrinsic
	Options			Price/Share		Life (in years)		Value
Outstanding, December 31, 2013		101,336		$	15.63
Granted		-			-
Exercised		(9,901	)		15.46
Forfeited		(400	)		15.65
Outstanding, June 30, 2014		91,035		$	15.65		7.75	$	499,782
Exercisable, June 30, 2014		28,800		$	15.65		7.75	$	158,112