CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)	Jun. 30, 2014	Dec. 31, 2013
ASSETS
Cash and cash equivalents	$ 5,298,795	$ 6,098,870
Investment securities - available for sale	59,455,244	60,638,942
Mortgage-backed securities - available for sale	48,356,203	48,345,655
Federal Home Loan Bank stock	1,113,800	1,113,800
Other investment securities	76,639	81,918
Loans held for sale - net	482,155	262,461
Loans receivable - net of allowance for loan losses of $3,341,267 and $3,406,434 as of June 30, 2014 and December 31, 2013	173,900,464	180,639,502
Premises and equipment - net	5,059,462	5,178,978
Cash surrender value of life insurance	6,861,328	6,815,059
Accrued interest receivable	1,903,253	1,817,415
Goodwill	2,726,567	2,726,567
Capitalized mortgage servicing rights, net of valuation allowance of $66,406 and $73,392 as of June 30, 2014 and December 31, 2013	653,732	673,576
Real estate owned	183,671	281,918
Income taxes receivable	47,768
Deferred income taxes	1,710,943	2,703,110
Other assets	999,669	1,041,005
Total Assets	308,829,693	318,418,776
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	252,086,057	251,738,391
Other borrowings	5,307,729	19,610,297
Advance payments by borrowers for taxes and insurance	1,019,680	857,814
Accrued interest payable	180,355	210,226
Deferred compensation payable	4,127,037	3,999,371
Income taxes payable		34,621
Other liabilities	2,015,413	829,260
Total liabilities	264,736,271	277,279,980
Commitments and contingencies
Preferred stock, $0.01 par value - authorized 10,000,000 shares; none issued and outstanding
Common stock, $0.01 par value - authorized 25,000,000 shares; issued 1,824,651 shares as of June 30, 2014 and 1,832,860 shares as of December 31, 2013	18,247	18,329
Additional paid-in-capital	14,400,163	14,561,085
Retained earnings	29,412,656	28,233,876
Less: Unallocated ESOP shares	(276,310)	(287,530)
Accumulated other comprehensive income (loss)	538,666	(1,386,964)
Total stockholders' equity	44,093,422	41,138,796
Total Liabilities and Stockholders' Equity	$ 308,829,693	$ 318,418,776