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LOAN PORTFOLIO COMPOSITION (Detail Textuals) (USD $)
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Contract
Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan commitments reimbursement period 30 days  
Percentage of applicant's total monthly obligations to total monthly income 38.00%  
One-to-Four Family Mortgage Loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, number of modification   3
Troubled debt restructurings, recorded investment   $ 151,226
One-to-Four Family Mortgage Loans | Adjustable rate loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Interest rate adjustments per year, maximum 2.00%  
Interest rate adjustments cap on interest rate increases over the life of the loan 6.00%  
One-to-Four Family Mortgage Loans | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan to value ratios 80.00%  
One-to-Four Family Mortgage Loans | Minimum | Adjustable rate loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans maturity term 30 years  
Mortgage loans adjustment term 1 year  
One-to-Four Family Mortgage Loans | Minimum | Freddie Mac and Federal Home Loan Bank Mortgage Loan
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans adjustment term 15 years  
One-to-Four Family Mortgage Loans | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans maturity term 30 years  
Percentage of total applicant's monthly mortgage payment total monthly income 28.00%  
One-to-Four Family Mortgage Loans | Maximum | Adjustable rate loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans maturity term 5 years  
Commercial Real Estate Loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Minimum ratio of property's projected net cash flow to loan's debt service requirement 120.00%  
Troubled debt restructurings, number of modification   2
Troubled debt restructurings, recorded investment   112,279
TDR's defaulted as they were more than 90 days past due   27,900
Troubled debt restructurings, subsequent default, number of modifications   1
Commercial Real Estate Loans | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan value that requires written appraisals from licensed or certified appraisers 250,000  
Commercial Real Estate Loans | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan to value ratios 80.00%  
Agricultural Real Estate Loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Minimum ratio of property's projected net cash flow to loan's debt service requirement 120.00%  
Agricultural Real Estate Loans | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan value that requires written appraisals from licensed or certified appraisers 250,000  
Agricultural Real Estate Loans | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan to value ratios 80.00%  
Home Equity Loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan to value ratios 95.00%  
TDR's defaulted as they were more than 90 days past due 4,027 5,407
Troubled debt restructurings, subsequent default, number of modifications 1 1
Home Equity Loans | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans maturity term 10 years  
Automobile Loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Automobile loan term 60 months  
Automobile Loans | Purchase Price
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan to value ratio 80.00%  
Automobile Loans | NADA Book Value
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan to value ratio 100.00%  
Consumer loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, number of modification 1 2
Troubled debt restructurings, recorded investment 19,582 15,259
Residential Real Estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
TDR's defaulted as they were more than 90 days past due 69,918 110,792
Troubled debt restructurings, subsequent default, number of modifications 2 2
Commercial Real Estate and Commercial Loans | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan amount that requires risk rating verification 750,000  
Officer | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Lending authority amount 750,000  
Director | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Lending authority amount 1,000,000  
Board of Directors | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Lending authority amount $ 1,000,000