CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME:
Loans	$ 2,277,458	$ 2,345,562
Investment securities	449,576	434,274
Mortgage-backed securities	318,635	160,567
Other	101	11,764
Total interest income	3,045,770	2,952,167
INTEREST EXPENSE:
Deposits	386,471	469,450
Other borrowings	3,187	2,641
Total interest expense	389,658	472,091
NET INTEREST INCOME	2,656,112	2,480,076
PROVISION FOR LOAN LOSSES	30,000	30,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,626,112	2,450,076
NON-INTEREST INCOME:
Fiduciary activities	84,075	66,102
Commission income	354,337	309,160
Service charges on deposit accounts	159,656	201,426
Mortgage banking operations, net	12,412	70,617
Net realized gains on sales of available-for-sale securities	99,855	584,231
Loan servicing fees	91,933	93,523
ATM and bank card interchange income	120,150	95,179
Other	75,114	65,800
Total non-interest income	997,532	1,486,038
NON-INTEREST EXPENSE:
Salaries and employee benefits	1,585,857	1,600,735
Occupancy and equipment	258,536	253,666
Data processing and telecommunications	138,584	143,423
Professional	56,071	85,293
Postage and office supplies	62,868	68,664
Deposit insurance premium	38,903	38,121
ATM and bank card expense	75,886	47,880
Other	253,641	247,097
Total non-interest expense	2,470,346	2,484,879
INCOME BEFORE INCOME TAXES	1,153,298	1,451,235
INCOME TAXES	313,509	438,787
NET INCOME	$ 839,789	$ 1,012,448
NET INCOME PER COMMON SHARE - BASIC (in dollars per share)	$ 0.47	$ 0.54
NET INCOME PER COMMON SHARE - DILUTED (in dollars per share)	$ 0.47	$ 0.54