STOCK BASED COMPENSATION (Tables)

3 Months Ended

Mar. 31, 2014

Disclosure Of Compensation Related Costs Share based Payments [Abstract]

Schedule of summary of ESOP shares

	March 31, 2014		March 31, 2013
Unearned shares		27,636		31,340
Shares committed for release		561		549
Allocated shares		59,352		54,633
Total ESOP shares		87,549		86,522
Fair value of unearned shares	$	592,137	$	593,893

Schedule of stock option activity

						Weighted
				Weighted		Average
				Average		Remaining		Aggregate
				Exercise		Contractual		Instrinsic
	Options			Price/Share		Life (in years)		Value
Outstanding, December 31, 2013		101,336		$	15.63
Granted		-
Exercised		(2,901	)		15.02
Forfeited		(400	)		15.65
Outstanding, March 31, 2014		98,035		$	15.65		8.00	$	524,487
Exercisable, March 31, 2014		35,800		$	15.65		8.00	$	191,530