EARNINGS PER SHARE (Tables)

3 Months Ended

Mar. 31, 2014

Earnings Per Share [Abstract]

Schedule of earnings per share calculations for basic and diluted methods

	Three Months Ended
	March 31,
	2014		2013
Net income	$	839,789	$	1,012,448
Basic average shares outstanding		1,794,635		1,877,873
Diluted potential common shares:
Stock option equivalents		7,335		272
Diluted average shares outstanding		1,801,970		1,878,145
Basic earnings per share	$	0.47	$	0.54
Diluted earnings per share	$	0.47	$	0.54