CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and cash equivalents	$ 5,065,463	$ 6,098,870
Investment securities - available for sale	60,194,704	60,638,942
Mortgage-backed securities - available for sale	49,009,615	48,345,655
Federal Home Loan Bank stock	1,113,800	1,113,800
Other investment securities	80,515	81,918
Loans held for sale - net	1,116,450	262,461
Loans receivable - net of allowance for loan losses of $3,368,482 and $3,406,434 as of March 31, 2014 and December 31, 2013	177,637,233	180,639,502
Premises and equipment - net	5,144,931	5,178,978
Cash surrender value of life insurance	6,866,888	6,815,059
Accrued interest receivable	2,000,675	1,817,415
Goodwill	2,726,567	2,726,567
Capitalized mortgage servicing rights, net of valuation allowance of $70,455 and $73,392 as of March 31, 2014 and December 31, 2013	659,915	673,576
Real estate owned	273,170	281,918
Deferred income taxes	2,273,862	2,703,110
Other assets	979,994	1,041,005
Total Assets	315,143,782	318,418,776
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	256,206,730	251,738,391
Other borrowings	9,112,412	19,610,297
Advance payments by borrowers for taxes and insurance	1,283,848	857,814
Accrued interest payable	197,971	210,226
Deferred compensation payable	4,062,423	3,999,371
Income taxes payable	278,917	34,621
Other liabilities	1,588,113	829,260
Total liabilities	272,730,414	277,279,980
Commitments and contingencies
Preferred stock, $0.01 par value - authorized 10,000,000 shares; none issued and outstanding
Common stock, $0.01 par value - authorized 25,000,000 shares; issued 1,818,876 shares as of March 31, 2014 and 1,832,860 as of December 31, 2013	18,189	18,329
Additional paid-in-capital	14,297,943	14,561,085
Retained earnings	28,931,350	28,233,876
Less: Unallocated ESOP shares	(281,920)	(287,530)
Accumulated other comprehensive loss	(552,194)	(1,386,964)
Total stockholders' equity	42,413,368	41,138,796
Total Liabilities and Stockholders' Equity	$ 315,143,782	$ 318,418,776