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MORTGAGE SERVICING RIGHTS - Mortgage Servicing Rights Measured using Amortization Method with Aggregate Activity in Related Valuation Allowances - Activity in the valuation allowance for mortgage servicing rights (Details 1) (USD $)
9 Months Ended 12 Months Ended
Sep. 30, 2013
Dec. 31, 2012
Transfers And Servicing [Abstract]    
Capitalized mortgage servicing rights, valuation allowance, balance beginning of year $ 129,279 $ 173,791
Capitalized mortgage servicing rights, valuation allowance Additions      
Capitalized mortgage servicing rights, valuation allowance, Reductions (18,528) (44,512)
Capitalized mortgage servicing rights, valuation allowance, balance end of period $ 110,751 $ 129,279