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MORTGAGE SERVICING RIGHTS- Mortgage Servicing Rights Measured using Amortization Method with Aggregate Activity in Related Valuation Allowances - Activity in the balance of mortgage servicing rights, measured using the amortization method (Details) (USD $)
9 Months Ended 12 Months Ended
Sep. 30, 2013
Dec. 31, 2012
Transfers And Servicing [Abstract]    
Balance, beginning of year $ 664,436 $ 697,733
Servicing rights capitalized 87,160 219,975
Amortization of servicing rights (122,063) (297,784)
Change in valuation allowance 18,528 44,512
Balance, end of period $ 648,061 $ 664,436