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DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES (Detail Textuals) (Significant Unobservable Inputs (Level 3), USD $)
9 Months Ended 12 Months Ended
Sep. 30, 2013
Dec. 31, 2012
Impaired loans
   
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Assets fair value adjustments    $ (183,319)
Mortgage servicing rights
   
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Assets fair value adjustments $ 0 $ 0