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LOAN PORTFOLIO COMPOSITION (Detail Textuals) (USD $)
9 Months Ended
Sep. 30, 2013
Contract
Sep. 30, 2012
Contract
Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan commitments reimbursement period 30 days  
Percentage of applicant's total monthly obligations to total monthly income 38.00%  
Maximum | Adjustable rate loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Basis spread, interest rate adjustments 2.00%  
Loans receivable, cap rate 6.00%  
Residential Real Estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
TDR's defaulted as they were more than 90 days past due $ 13,638 $ 16,203
Troubled debt restructurings, number of modification 1 1
Commercial Real Estate Loan
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
TDR's defaulted as they were more than 90 days past due   28,000
Troubled debt restructurings, number of modification   1
Commercial loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, recorded investment   268,450
Troubled debt restructurings, number of modification   2
Commercial Real Estate and Commercial Loans | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan amount that requires risk rating verification 500,000  
Officer | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Lending authority amount 750,000  
Director | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Lending authority amount 1,000,000  
Board of Directors | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Lending authority amount 1,000,000  
One-to-four family residential | Adjustable rate loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Interest rate adjustments per year, maximum 2.00%  
Interest rate adjustments cap on interest rate increases over the life of the loan 6.00%  
One-to-four family residential | Minimum | Freddie Mac
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans adjustment term 15 years  
One-to-four family residential | Minimum | Adjustable rate loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans adjustment term to next adjustment 1 year  
One-to-four family residential | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans adjustment term to next adjustment 30 years  
One-to-four family residential | Maximum | Adjustable rate loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans adjustment term 30 years  
Mortgage loans adjustment term to next adjustment 5 years  
One-to-four family residential | Mortgage loans on real estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, recorded investment 479,171 43,215
Troubled debt restructurings, number of modification 7 1
One-to-four family residential | Mortgage loans on real estate | Modification to combine notes and capitalize interest
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, number of modification 1  
One-to-four family residential | Mortgage loans on real estate | Modifications involved rate concessions
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, number of modification 2  
One-to-four family residential | Mortgage loans on real estate | Renew notes and capitalize real estate taxes modification
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, number of modification 3  
One-to-four family residential | Mortgage loans on real estate | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Secured real estate to loan percentage 80.00%  
One-to-four family residential | Mortgage loans on real estate | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage of total applicant's monthly mortgage payment total monthly income 28.00%  
Commercial and Agricultural Real Estate Loans
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Minimum ratio of property's projected net cash flow to loan's debt service requirement 120.00%  
Commercial and Agricultural Real Estate Loans | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan value that requires written appraisals from licensed or certified appraisers 250,000  
Commercial and Agricultural Real Estate Loans | Mortgage loans on real estate | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Secured real estate to loan percentage 80.00%  
Agricultural real estate | Mortgage loans on real estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Minimum ratio of property's projected net cash flow to loan's debt service requirement 120.00%  
Troubled debt restructurings, recorded investment 302,816  
Troubled debt restructurings, number of modification 1  
Agricultural real estate | Mortgage loans on real estate | Minimum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan value that requires written appraisals from licensed or certified appraisers 250,000  
Home equity
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
TDR's defaulted as they were more than 90 days past due 4,774 5,000
Troubled debt restructurings, number of modification 1 1
Home equity | Mortgage loans on real estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan to value ratios 95.00%  
Troubled debt restructurings, recorded investment   16,555
Troubled debt restructurings, number of modification   2
Home equity | Mortgage loans on real estate | Change payment terms to interest modification
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, number of modification   1
Home equity | Mortgage loans on real estate | Capitalize funds to bring other debts current modification
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, number of modification   1
Home equity | Mortgage loans on real estate | Maximum
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Mortgage loans adjustment term 10 years  
Commercial real estate | Mortgage loans on real estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, recorded investment 179,749  
Troubled debt restructurings, number of modification 3  
Commercial real estate | Mortgage loans on real estate | Payment concessions modification
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, number of modification 2  
Commercial real estate | Mortgage loans on real estate | Change payment terms to interest modification
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, number of modification 1  
Consumer loans | Mortgage loans on real estate
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructurings, recorded investment $ 12,947 $ 18,818
Troubled debt restructurings, number of modification 2 2
Consumer loans | Automobile Loan
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Automobile loan term 60 months  
Consumer loans | Purchase Price
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan to value ratio originated 80.00%  
Consumer loans | NADA Book Value
   
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan to value ratio originated 100.00%