CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME:
Loans	$ 2,363,765	$ 2,515,263	$ 7,008,755	$ 7,517,252
Investment securities	464,823	477,945	1,340,875	1,504,186
Mortgage-backed securities	222,198	187,018	554,316	645,212
Other	10,231	10,931	33,952	34,696
Total interest income	3,061,017	3,191,157	8,937,898	9,701,346
INTEREST EXPENSE:
Deposits	435,627	573,449	1,356,775	1,761,913
Other borrowings	3,990	4,056	9,231	10,739
Total interest expense	439,617	577,505	1,366,006	1,772,652
NET INTEREST INCOME	2,621,400	2,613,652	7,571,892	7,928,694
PROVISION FOR LOAN LOSSES	10,000	120,000	40,000	370,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,611,400	2,493,652	7,531,892	7,558,694
NON-INTEREST INCOME:
Fiduciary activities	55,362	72,443	179,471	211,163
Commission income	218,610	206,130	817,481	718,359
Service charges on deposit accounts	216,802	237,477	624,938	636,971
Mortgage banking operations, net	47,995	183,827	194,456	397,560
Net realized gains on sales of available-for-sale securities	170,771	399,280	859,670	926,188
Loan servicing fees	93,488	90,336	278,610	269,365
Other	207,331	170,180	569,579	490,236
Total non-interest income	1,010,359	1,359,673	3,524,205	3,649,842
NON-INTEREST EXPENSE:
Salaries and employee benefits	1,571,222	1,594,741	4,757,787	4,770,124
Occupancy and equipment	257,073	242,599	769,503	732,610
Data processing and telecommunications	180,763	130,885	464,284	401,079
Professional	53,483	61,809	210,853	195,058
Postage and office supplies	62,051	63,124	193,289	197,373
Deposit insurance premium	39,120	40,586	116,466	118,004
Other	400,639	271,858	1,004,658	919,152
Total non-interest expense	2,564,351	2,405,602	7,516,840	7,333,400
INCOME BEFORE INCOME TAXES	1,057,408	1,447,723	3,539,257	3,875,136
INCOME TAXES	271,739	417,870	981,065	1,083,471
NET INCOME	$ 785,669	$ 1,029,853	$ 2,558,192	$ 2,791,665
NET INCOME PER COMMON SHARE - BASIC (in dollars per share)	$ 0.43	$ 0.55	$ 1.37	$ 1.48
NET INCOME PER COMMON SHARE - DILUTED (in dollars per share)	$ 0.42	$ 0.55	$ 1.37	$ 1.48